Budgeting

Want to start making changes with your money, but not sure how? We’ve got it covered.

Thinking about financial goals for the future can be daunting. There’s a lot to consider and it’s hard to know where to start, which can deter you from making a plan, but doing nothing is going to leave you with exactly that.

Goals are vital in helping you understand what your financial future could look like, as well as giving you something to aim for.

Are your emotions making you turn to retail therapy? We’ve got some key tactics to help curb your spending.

When we feel stressed or uncertain about life, our finances can often be one of the first things to suffer. If your affinity for retail therapy is often triggered by emotions (like boredom, jealousy or stress) and it’s leaving you with money worries, it’s time to take back control.

Developing a smarter money mindset can help you get closer to achieving your financial goals. Let’s get started.

You start your lifelong relationship with money as young as seven years old. To ensure it ends up being a healthy and positive one, you’ll need to create some good habits. Here are some essential tips to keep you on track.

Saving can be difficult at the best of times. Learn how to transform your spending patterns, even on a tight budget.

Are you struggling to save? Putting money aside when you’re broke might sound impossible, but you can start saving even when things are tight. Here’s how:

Create good spending habits

Practising mindful spending is one of the best ways to learn good patterns when you’re short on money.

Mindful spending involves setting clear goals for yourself and keeping them in mind when you go to make a purchase.

Whilst society is striving to overcome gender inequality in many aspects of life, when it comes to money, women are still at a significant disadvantage to men.

Retirement may seem like a distant goal, but it's never too early to start saving for it. In fact, the earlier you start saving, the better off you'll be in the long run.

Saving for retirement is crucial because it allows you to maintain your standard of living once you stop working. By putting away a small amount of money each month, you can build a significant nest egg that will provide for you in your later years.

We’d all like to feel better managing our money. We’ve got five simple ways to give your financial confidence an amazing boost.

Managing our money is an essential life skill. Yet so many people find it overwhelming, stressful or something to avoid.

Lots of us are held back by our fear of not knowing enough about money or feeling like everybody else understands it better. 

Maybe you didn’t learn about it at school or at home, or perhaps grew up overhearing fretful conversations between your parents about the family finances?

What’s the point of a budget? How do you make one, and how do you stay on track? We’ve got the answers.

A budget is a spending plan that tracks your income and outgoings. It’s useful for helping you save and plan for the future. But why else is a budget beneficial?

It helps you get on top of your finances

Habits are easy to form, but difficult to change. Here, we’ll help you form healthier habits that tackle overspending.

Ever wondered why you keep spending money on things you don’t need? You’re not alone. 
So many of us struggle with impulse buying, often triggered by our emotions, both happy and sad.