Debt

Here, we’ll explain how to assess your financial health, set goals, and create a plan to achieve them. Taking control of your finances may feel overwhelming at first, but every small step brings you closer to your goals.

Step 1: Conduct a Financial Health Check

Think of this as your financial “well-being” check-up. By having a clear understanding of your current finances, you can identify how you can improve your finances going forward. Here’s what to review:

As the festive season approaches, many of us will start to think about New Year’s resolutions. Losing weight, getting fitter, changing job, and moving home are often at the top of many people’s lists.

However, improving our financial health deserves equal attention to provide peace of mind and increased financial security in the future.

Starting early means you can still enjoy the festive period without fearing the January blues. 

The vibrant hues of autumn beginning to decorate the landscape signals more than just the changing of seasons. For many, the final quarter of the year is a critical time to reflect on financial habits, prepare for upcoming expenses, and lay the groundwork for a prosperous 2025.

Whether you're tackling lingering debts, scrutinising your spending, or planning for the festive season, an Autumn Financial Checklist can ensure you head into a new year with a bit more financial peace of mind. Here are some tips to achieve that:

As Christmas approaches, many of us are busy planning family gatherings, shopping for gifts, and booking trips.

But while we’re getting into the festive spirit, fraudsters are gearing up too, as they see this time of year as the perfect opportunity to catch people off guard. With online shopping at an all-time high, the holiday season often becomes a prime time for scams.

Whether it’s individuals or large companies, financial fraud doesn’t discriminate, and it can leave a serious impact. 

In recent years, there has been a growing awareness of the importance of gender equality in all aspects of life. Despite progress made in many areas, when it comes to personal finance matters, women still face numerous financial challenges that put them at a disadvantage to men.

Pride Month is a time to celebrate the resilience, diversity, and achievements of the LGBTQIA+ community. Yet, beneath the vibrant parades, celebrations and joyful gatherings, there lie unique financial challenges that many in this community continue to face.

Many people have some form of debt like credit cards, loans or overdrafts. But if you also want to save, which do you prioritize?

One of the most common questions when it comes to personal finance is whether you should pay off debt before saving or investing.

One key consideration is interest rates.

Generally speaking, the interest rates on debts can be higher than the rate you get on your savings. This means you may be paying more for your borrowing than you’d earn.

There are a several conversation topics that are likely to cause our sensibilities to be strained. Some are probably best discussed in private and, if we want to avoid an argument whilst having dinner with friends, politics and religion are usually out of bounds.

Whilst society is striving to overcome gender inequality in many aspects of life, when it comes to money, women are still at a significant disadvantage to men.