Budgeting

You might be surprised to learn that children's money habits are formed at an incredibly young age. In fact, research by the University of Cambridge has found that many children form the money habits that can stay with them a lifetime by the age of seven!

These habits can include how they value money, make spending decisions, and whether they are more likely to be savers or spenders when they reach adulthood.

In the hustle and bustle of everyday life, it's easy to lose track of how important it is to take control of your family finances.

Doing so helps safeguard against financial pitfalls and also helps secure your family’s financial future.

Equally important, it sets a positive example for your children, teaching them essential life skills that will serve them well into adulthood.

The vibrant hues of autumn beginning to decorate the landscape signals more than just the changing of seasons. For many, the final quarter of the year is a critical time to reflect on financial habits, prepare for upcoming expenses, and lay the groundwork for a prosperous 2025.

Whether you're tackling lingering debts, scrutinising your spending, or planning for the festive season, an Autumn Financial Checklist can ensure you head into a new year with a bit more financial peace of mind. Here are some tips to achieve that:

In recent years, there has been a growing awareness of the importance of gender equality in all aspects of life. Despite progress made in many areas, when it comes to personal finance matters, women still face numerous financial challenges that put them at a disadvantage to men.

Pride Month is a time to celebrate the resilience, diversity, and achievements of the LGBTQIA+ community. Yet, beneath the vibrant parades, celebrations and joyful gatherings, there lie unique financial challenges that many in this community continue to face.

There are a several conversation topics that are likely to cause our sensibilities to be strained. Some are probably best discussed in private and, if we want to avoid an argument whilst having dinner with friends, politics and religion are usually out of bounds.

As we travel through life, our financial priorities change and our financial goals and needs evolve. In this article, we explore how money priorities can change with age and what steps you can take to make the most of your finances at each stage.

The first quarter of the year is the perfect time to take stock of your finances and plan how to get them and keep them on track. Looking at your finances can be a daunting and, sometimes, terrifying task. However, here are four steps to help you kickstart your finances this year, and help make money matters less of a burden in the future:

1. Set financial goals

Setting financial goals is a key step to kickstarting your finances in the new year as they can help you to stay organized and motivated to reach them.

“Short-term savings can cost more in the long run.”

There is a very old saying that “familiarity breeds contempt”. Whilst its origin is disputed, its original meaning is believed to relate to friendship; the more you know someone, the more likely you are to lose respect for them.

In the modern world though, it can equally be used to describe the attitude some businesses have towards customers who stay loyal to them.