Costs

During times such as these, where an increasing cost of living is putting pressure on our finances, it is essential to make savings wherever we can. Of course, we can cut non-essential spending on things such as the TV subscription we seldom watch and eat out less, but when it comes to spending on essential things such as food, it can be hard to see how we can cut cost without dramatically impacting our quality of life and wellbeing.

Fortunately, there are things you can do to reduce your food bill, and here we explain how:

There is a very old saying that “familiarity breeds contempt”. Whilst its origin is disputed, its original meaning is believed to relate to friendship; the more you know someone, the more likely you are to lose respect for them.

In the modern world though, it can equally be used to describe the attitude some businesses have towards customers who stay loyal to them. 

Whilst renting a property has some advantages, such as being able to live in a location you’d otherwise not be able to afford, the distinct downside of renting is that you ultimately have little to show for the thousands of Euros you pay out in rent each year. 

When the temperature starts to rise and the days lengthen, spring is clearly upon us. For many people, the changes of the season, from Winter to Spring, inspires them to declutter and spring clean their homes in preparation for the warm, sunny months ahead. This year why not also take the opportunity to give your finances a thorough dusting down, to ensure they are also in good shape for Summer and beyond? Here are a few tips to help you do it:

A group of people who are frequently overlooked when it comes to financial tips and guidance are those who fall into the “middle earner” bracket. Middle earners are neither the highest paid, lowest paid, or the poor and, according to the Organisation for Economic Co-operation and Development (“OECD”) around 60% of workers across Europe fall into this category.

Why is it that some people find money easy to deal with, regardless of how much they have, whereas for others it is a cause of stress and anxiety? Your relationship with money will be determined by the feelings and thoughts you have from your life experiences. It’s not simply about whether there was enough money in your household as you grew up though. If that were the case, people from poor backgrounds would always be bad with money, and the wealthy would always be good, which simply isn’t true.