Savings

Having money set aside can give you peace of mind when unexpected circumstances arise. But how much should you be saving?

Having some money set aside can bring you long-term security and help you enjoy more of the things you love. There’s no magic number, and it depends on your individual situation.

Follow these simple rules to make sure you have enough squirrelled away for when you need it.

How much should you save?

When you’re thinking about how to save money, you need to look at your monthly income and outgoings.

With a new year comes the promise of a fresh, new start. And it’s as good a time as any to create some new financial habits!

We’ve all made a swathe of new year’s resolutions on the first day of January, only for most of them to fall by the wayside come February.

So this year, let’s try something different. Instead of setting well-intentioned but over-ambitious resolutions, let’s get into some good financial habits that are achievable.

Below, we’ve put together our seven top tips to making 2024 your financial year:

Finding it difficult to talk about money with your partner? You’re not alone. Try our conversation starters to kick things off.

With any kind of secret, if left to fester, it can lead to arguments and distrust.

Talking about money can be difficult (and not particularly romantic) but they’re crucial conversations to have if the relationship is going to work.

So how can you commit to being more open about your finances and asking for help if you need it?

Everything you need to know about investment funds and why they’re worth exploring for any investor.

There are so many options when investing and it can be overwhelming!

When investing, you have the option of picking your own investments, such as individual stocks and shares or property, or you could opt for an investment fund, where a mix of investments are chosen for you.

It can often be an expensive time of year, but rest assured that it’s never too late (or early) to start saving for Christmas.

1. Make a budget - and check it twice!

Think about how much you want to spend this Christmas. Then, decide who’s essential to buy gifts for and decide on a price limit. A budget is only as useful as your commitment to it, so get into the habit of tracking your spending so you’re more likely to stick to the plan.

We live in a world full of financial uncertainty and economic challenges and it is likely that many of us will have to work far longer than previous generations.

As the festive season fast approaches, it's easy to get caught up in the joy of giving and receiving whilst overlooking the impact it has on your finances.

However, with a little planning and thought, festivities can still be filled with joy and happiness without causing a financial hangover that will last long into 2024. In this article, we have ten tips to help make this festive season much more financially friendly!

There are a several conversation topics that are likely to cause our sensibilities to be strained. Some are probably best discussed in private and, if we want to avoid an argument whilst having dinner with friends, politics and religion are usually out of bounds.

In a world where time is increasingly precious, the thought of working longer hours to earn more income might not be the most appealing of options.

Fortunately, there are lots of ways you can boost your income without sacrificing any more of your valuable time. Here we explore a few ways to increase your income without working 24 hours a day.