Budgeting

Here, we’ll explain how to assess your financial health, set goals, and create a plan to achieve them. Taking control of your finances may feel overwhelming at first, but every small step brings you closer to your goals.

Step 1: Conduct a Financial Health Check

Think of this as your financial “well-being” check-up. By having a clear understanding of your current finances, you can identify how you can improve your finances going forward. Here’s what to review:

You might be surprised to learn that children's money habits are formed at an incredibly young age. In fact, research by the University of Cambridge has found that many children form the money habits that can stay with them a lifetime by the age of seven!

These habits can include how they value money, make spending decisions, and whether they are more likely to be savers or spenders when they reach adulthood.

In the hustle and bustle of everyday life, it's easy to lose track of how important it is to take control of your family finances.

Doing so helps safeguard against financial pitfalls and also helps secure your family’s financial future.

Equally important, it sets a positive example for your children, teaching them essential life skills that will serve them well into adulthood.

As the festive season approaches, many of us will start to think about New Year’s resolutions. Losing weight, getting fitter, changing job, and moving home are often at the top of many people’s lists.

However, improving our financial health deserves equal attention to provide peace of mind and increased financial security in the future.

Starting early means you can still enjoy the festive period without fearing the January blues. 

The vibrant hues of autumn beginning to decorate the landscape signals more than just the changing of seasons. For many, the final quarter of the year is a critical time to reflect on financial habits, prepare for upcoming expenses, and lay the groundwork for a prosperous 2025.

Whether you're tackling lingering debts, scrutinising your spending, or planning for the festive season, an Autumn Financial Checklist can ensure you head into a new year with a bit more financial peace of mind. Here are some tips to achieve that:

As Christmas approaches, many of us are busy planning family gatherings, shopping for gifts, and booking trips.

But while we’re getting into the festive spirit, fraudsters are gearing up too, as they see this time of year as the perfect opportunity to catch people off guard. With online shopping at an all-time high, the holiday season often becomes a prime time for scams.

Whether it’s individuals or large companies, financial fraud doesn’t discriminate, and it can leave a serious impact. 

In recent years, there has been a growing awareness of the importance of gender equality in all aspects of life. Despite progress made in many areas, when it comes to personal finance matters, women still face numerous financial challenges that put them at a disadvantage to men.

Pride Month is a time to celebrate the resilience, diversity, and achievements of the LGBTQIA+ community. Yet, beneath the vibrant parades, celebrations and joyful gatherings, there lie unique financial challenges that many in this community continue to face.

If you’d like your money to work harder for the planet, here are four tips to get you started.

Many of us ask ourselves what more we could do to tackle the climate crisis. Beyond reusable cups and secondhand clothing, how much power do we have as individuals to make a difference?

Well, there’s a lot of power in where we choose to bank, spend and save our money. Your personal finances are one of the most important tools you have to support the planet. Here are four tips on how to make a positive impact: